OUR LOAN PROGRAMS

- Conventional & Government Loans (USDA, FHA & VA)
- Self-Employed, 1 Year Tax Return Programs
- No Seasoning for Bankruptcy, Foreclosure & Short Sales with 15% Down
- Resources for those who have Experienced a Credit Event
- FHA & VA Construction Loans
- “Common Sense” Underwriting Approach
- Manual Underwriting on FHA & VA Loans
- Up to 95% LPMI on Conventional
-12 & 24 Month Bank Statement Programs
- Foreign National Programs

 

FIRST-TIME HOMEBUYER?

As a first-time homebuyer, the prospect of owning a home is exciting, but it can also be overwhelming. If you’re not sure what to expect, don’t worry, that’s why we’re here. We’ll guide you every step of the way, from figuring out what you can afford to what type of loan is best for your financial situation and guide you through the closing process. 

We’ve been helping first-time homebuyers qualify for home loans for two decades. You’ll work with the same knowledgeable Loan Officer from start to finish. And our Loan Officers are all experts in their field, with years of experience.

 

YOUR NEXT HOME?

Getting a second mortgage shouldn’t be complicated. Whether you’re upgrading, downsizing, or looking at a vacation home, we'll make your mortgage decision easy!  We offer a personalized and customized loan process. Our Loan Officers will assist you to help find the right loan for your needs. You'll feel more comfortable and confident in the mortgage process since you've done this before.

 

INVESTING IN YOUR FUTURE?

Looking to invest in a property? Our Loan Officers love creating your future! After your initial call, they will gather the proper information needed to propose what type of loan would best suit this exciting opportunity for you. Stop daydreaming!  US + YOU = YOUR DREAM HOME! 

 

Want to learn more about how MDE Home Loans can help you find the right loan for your home financing needs?